Stamp Duty Calculator Singapore (BSD & ABSD)

Purchase price (S$) Buyer profile Singapore Citizen Singapore PR Foreigner Entity / company This will be my 1st residential property 2nd residential property 3rd or subsequent

Buyer's Stamp Duty (BSD)—

ABSD —

Total stamp duty—

Estimate only, based on IRAS rates for residential property (BSD from 15 Feb 2023, ABSD from 27 Apr 2023; checked Nov 2026). Duty is computed on the higher of price or market value and rounded down to the dollar. Confirm with your conveyancing lawyer before signing.

How BSD is worked out

Buyer's Stamp Duty is charged in tiers, so each slice of the price is taxed at its own rate. These are the IRAS rates for residential property bought on or after 15 Feb 2023:

For example, a $1,500,000 home attracts $44,600 in BSD: $1,800 + $3,600 + $19,200 + $20,000.

Current ABSD rates

Rates effective from 27 Apr 2023, per IRAS. Nationals of the US, Iceland, Liechtenstein, Norway and Switzerland are generally taxed at Singapore Citizen rates under Free Trade Agreements. Married couples where at least one spouse is a citizen may be able to claim ABSD remission in certain cases, such as selling their first home within six months.

Planning a new launch purchase?

On a new launch, stamp duty falls due right after you sign the S&P — on top of the 20% you'll have paid by then. Use the progressive payment calculator to see the full schedule of cash, CPF and loan payments. I can help you with most new launch projects in Singapore — search the full list in my New Launches section, or see the in-depth guides on these project sites:

Common questions

When do I have to pay stamp duty?

Generally within 14 days of signing the Sale and Purchase Agreement, or of exercising the Option to Purchase, if the document is signed in Singapore. CPF Ordinary Account savings can generally be used for BSD and ABSD, but you may need to pay in cash first and be reimbursed from CPF afterwards — your conveyancing lawyer will advise on the timing.

Which rate applies if we buy jointly?

ABSD is charged at the highest rate that applies to any buyer in the purchase, on the full price. A citizen buying with a foreigner, for example, pays the foreigner rate.

Do HDB flats and ECs attract ABSD?

Yes, the same BSD and ABSD rules apply to residential property generally, including HDB flats and executive condominiums. Eligibility rules for HDB flats and ECs are separate and set by HDB.